每日一练，专升本英语阅读理解练习(0907)
During her junior year of high school, Candice Backus's teacher handed her a sheet and instructed the 17-year-old to map out her future financial life. Backus pretended to buy a car, rent an apartment, and apply for a credit card. Then, she and her classmates played the “stock market game,” investing the hypothetical (假设的 ) earnings from their hypothetical jobs in the market in the fateful fall of 2008. “Our pretend investments crashed,” Backus says, still horrified. “We felt what actual shareholders were feeling.”
That pain of earning and losing money is a feeling that public school increasingly want to teach. Forty states now offer some types of financial instruction at the elementary or high-school level, including lessons in balancing checkbooks (支票本) and buying stock in math and social-studies classes. The interest in personal-finance classes has risen since 2007 when bank failures became a regular occurrence.
Rather than teach investment strategies, these courses offer a basic approach to handling money: Don't spent what you don't have. Put part of your monthly salary into a saving account, and invest in the stock market for the long-term rather than short-term gains. For Backus, this means dividing her earnings from her part-time job at a fast-food restaurant into separate envelopes for paying bills, spending, and saving. “Money is so hard to make but so easy to spend, ” she says one weekday after school.
After Backus finished her financial classes, she opened up a savings account at her local bank and started to think more about how she and her family would pay for college. “She just has a better understanding of money and how it affects the world ,” says her mother, Darleen. All of this talk of money can make Backus worry, she says, but luckily, she feels prepared to face it.
问题：
1. The purpose of the high school class's “stock market game” is to ___________.
A.introduce a new course
B.encourage personal savings
C.learn about investment
D.teach credit card hazards
【参考答案】B
[考点]推断题
【精析】B 第三段“Rather than teach investment strategies, these courses offer a basic approach to handling money: Don'st spent what you don't have. Put part of your monthly salary into a saving account, and invest in the stock market for the long-term rather than short-term gains.”这几句说，“这些 课程的目的不是教投资策略，而是教给学生最起码的理财方法：不要寅吃卯 粮，而是要把每月的薪水存到银行账户，或者投资股市，以求长期利益，而不要太注重短期收入。”因此 B 选项 “鼓励个人储蓄”最合题意。
2.Student interest in taking classes on finance has increased because of ___________.
A.the state of the economy
B.the need for employment
C.the rate of graduation
D.the desire to purchase cars
【参考答案】A
[考点]推断题
【精析】A 根据第二段最后一句“ The interest in personal-finance classes has risen since 2007 when bank failures became a regular occurrence.”可知，学生对个人理财课程兴趣越来越浓，主要是因为自 2007 年以来， 时有银行由于经营不善而倒闭。选项A “the state of the economy(经济状况)”是对原文中具体事例的抽象概括。原文中的 “ bank failures became a regular occurrence(时有银行倒闭)” 是事例，是具体的，选项A 的 “the state of the economy(经济状况)”是虚的，是抽象的概括， 是实转虚的典型例题。
3.According to the passage, taking money management courses will help to __________.
A.get accepted by colleges
B.become very wealthy
C.take more vacations
D.prevent from going into debt
【参考答案】D
[考点]推断题
【精析】D 与本试卷第二题类似，正确选项是对原文的同义替换。D 选项中 “prevent from going into debt( 防止欠债)” 是对原文第二段中“lessons in balancing checkbooks ( 平衡支票本) ” 及第三段中“Don't spent what you don't have. Put part of your monthly salary into a saving account(不要欠债花钱，每月把部分薪水存入储蓄账户)...” 的同义替换。
4. After Candice Backus completed the class about money, she _________.
A.is debt free
B.manages the family income
C.will graduate early
D.feels more competent
【参考答案】D
[考点]推断题
【精析】D 还是与本试卷第 2 题类似，此题正确选项也是对原文的同义替换。正确选项 D 用“more competent(更有能力应对)”同义 替换了原文最后一句中的 “feelspreparedtofaceit(觉得已经做好了准备)”， 属典型的文字游戏题。
5.The author's attitude toward financial classes in public school is _________.
A.positive B.critical C.objective D.worried
【参考答案】C
[考点]主旨大意题
【精析】C 作者本人的观点,还是客观引用别人的观点。如果涉及观点时基本上是引用 别人的观点，其余部分都是客观的陈述，则基本可以判断作者的观点是客观 的。本文就属于这种情况，因此C “客观的”为正确答案。
